Massachusetts Congressman “Tip” O’Neill, former Speaker of the House, tells a wonderful story about a man named “Honest Jake Bloom” of Boston. Honest Jake became well-known in the Boston area because of the assistance he gave three generations of immigrant families. He owned a little variety store and he would extend credit to the poor immigrants, helping them get started in their new land.

As Honest Jake neared his sixtieth birthday, a group of people whom he had helped in this way decided to give him a party and a gift of money. Jake received the money, gratefully, and began to use it for his own revitalization. He had his teeth capped. He bought a new hairpiece. He invested…

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